Am I entitled to private health insurance and under what terms?

There is no automatic entitlement to private health insurance, although if it could be shown that you were being treated less favourably than other workers on grounds, such as race or sex, you might well be able to lodge a claim of unlawful discrimination with an employment tribunal.

Any entitlement to private health insurance benefits should be clearly stated in your contract of employment as an express term.

The provision of private health insurance (except for overseas employment) will be considered by the Inland Revenue as a taxable benefit.