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Is there anyone I can talk to?

The FSA offers general information about financial services and products. Phone 0845 606 1234. Lines are open Monday to Friday, 8am to 8pm. Calls are charged at local rates.

OPAS is an independent, non-profit organisation that provides information and guidance on the whole spectrum of pensions covering State, company, personal and stakeholder schemes. They can help you if you have a problem, complaint or dispute with your occupational or private pension arrangement. OPAS operates a national telephone helpline on: 0845 601 2923. Calls are charged at local rates.

If you are a union member and have a problem with your occupational pension you should approach your union. Many unions employ pensions specialists. You can get contact details for your union from the workSMART union finder.