We would recommend you take the time to get the FSA guide to Pensions - Starting to save from www.fsa.gov.uk/consumer/consumer_publications/index.html . This is a 50 page comprehensive, though easily understood guide. You can get a pdf version here.
(The Financial Services Authority (FSA) is the independent watchdog set up by government to regulate financial services and protect consumer rights.)
The first step is to make sure you understand the different types of pension available to you.
Read through the answers under what kind of pensions are there? on state pensions, occupational pensions and personal pensions. (workSMART is aimed at people who work for an employer so we do not deal in detail here with the self-employed or those who are not working.)
Next you should work through:
If you think you need to save more (and you probably will) then you can look at
Just One More Click: Doggy drama about staying safe online at work.
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